![]() ![]() Contact the credit bureaus to have outdated information removed - it may boost your credit score overnight. ![]() However, most negative information can only show up on reports for about seven years (10 for bankruptcies), according to the Consumer Finance Protection Bureau. No credit repair company can remove negative information- such as bankruptcy or a late payment - from your credit report if it’s accurate. The credit reporting company generally has 30 calendar days to investigate your dispute. If you find inaccurate information, dispute it by contacting all three credit reporting companies.Make sure any public records information, such as evictions or judgments, is accurate. Review each credit report for problems, such as accounts you don’t remember opening and inaccurate information. ![]()
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